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Workers' Comp Insurance to Rise 8.9% Next Year

Florida Insurance Commissioner Kevin McCarty said Monday he has approved an 8.9 percent increase in workers' compensation insurance rates, effective January 1, 2012. He said the increase will still leave Florida with the lowest workers' comp rates among large U.S. states and in the Southeastern U.S. He also said the rates will still be more than 58 percent below the highs reached prior to legislative reforms that took effect in 2003. Prior to 2003, Florida consistently had the highest or second-highest workers' comp rates in the nation.

The National Council on Compensation Insurance (NCCI) still must submit an amended filing addressing several miscellaneous issues included in Office of Insurance Regulation’s (OIR) order, including the following:


  1. Revisions to the maximum and minimum changes for F classes
  2. No change for the roofing code (5551)
  3. Revisions to the calculation for the ambulance service companies and EMS code (7705)
  4. No change to the maximum minimum premium

These miscellaneous issues do not impact the overall rate level request.

The OIR’s order requests that NCCI amend its filing by October 31, 2011. NCCI is in the process of reviewing the order.


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